Angie's List: Avoiding storm scam artists

KANSAS CITY, Mo. - Toppled trees, scattered shingles, broken windows. You see the damage left behind by severe weather and feel overwhelmed. Storm chasing scammers see that damage and feel hopeful – it’s an opportunity to swindle you.

While many companies responding to help with storm cleanup and repairs have good intentions and do good work, Angie’s List warns you to be on alert.

“A lot of times they have taken money and didn’t do the work, they did shoddy work or they are not standing behind it after the work is done," said Angie's Lists' Angie Hicks.

Angie’s List cautions that unscrupulous contractors swoop into storm-damaged neighborhoods within days of severe weather, going door-to-door.

“When it comes to storm season the worst stories we hear about are times when someone had storm damage and gets taken advantage of by a contractor. It’s important to understand who you are working with. You don’t want to make the situation worse. Once you’ve had a problem: had a storm come through, have tree damage, make sure you access it and do the same research you would when you are hiring a company under any circumstances.”

So how do you recognize these crooked contractors?

“Watch for whether the company is local, they have marked trucks and vehicles, a local phone number because a lot of these projects that you are having done, roofing for example, is something you need to last a long time. It might come with a warranty as well. You want a company that is going to stand behind that work.”

These contractors often try to strong-arm homeowners into signing a contract on the spot for a “discount.” Angie’s List says a deal today should be a deal tomorrow. Another red flag? Companies that demand full payment upfront.

It’s also important to understand what your insurance policy covers before a storm hits. Never sign over your homeowner’s insurance settlement upfront and avoid a company that offers to pay or help with your deductible. In some states, deductible help is considered insurance fraud.

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