KANSAS CITY, Mo. - Angie's List has tips on how to protect yourself from post-storm contractor scams.
"Make sure you are working with good local companies," said Angie Hicks, founder of Angie's List. "Make sure they are licensed, insured, bonded, if necessary so that you can be sure that you are getting the best company that's going to stand behind the work because a lot of times we're talking roofers, major home improvement projects and you want a company that's going to be around for their warranty."
Though your situation might seem to be one of desperation, take enough time to get at least three written estimates on the job.
Get all the details of the job in writing and fully reach the contract before you sign it and never sign a blank contract.
Angie's List also advises homeowners to learn what your insurance policy covers before a storm hits.
Never sign over your homeowner's insurance settlement upfront and avoid a company that offers to pay or help with your deductible.
In some states, deductible help is considered insurance fraud.