We all face financial hurdles from time to time and need help to get back on track. Sometimes when we are faced with an emergency, filling out forms and waiting several days for funding just won’t help us out. This is especially true if you have bad credit and can’t seem to find a lender that will approve your loans.
Luckily, many online platforms connect you to multiple lenders who offer payday loans with bad credit. And this post lists them out for you, saving you from the trouble of finding them by yourself.
With these payday loans, you’ll get your cash in as fast as the same day, and you can pay it back when you get your next paycheck.
Here’s a list of these online platforms.
1: WeLoans - Get your payday loans approved fast with average to bad credit
2: iPaydayLoans - A swift and easy way to get up to $5000 in payday loans
3. CocoLoan - Get cash advance and other personal loans in as fast as the same day
4. US Installment Loans - Get suitable rates and terms on your payday loan from trusted lenders
5. US Bad Credit Loans - Borrow up to $5000 with bad credit and get same-day approval
6. Fast Title Loans - Contact Fast Title Loans for payday loans with no credit check and same-day funding
7. US Title Loans - Get quick cash advance loans with no hard credit check required
8. FastPaydayLoans - Apply for quick loans with bad credit in a safe and secure way in the UK
9. Payday Loans UK - An easy and fast way to get payday loans of up to ￡5000 in the UK
10. UK Bad Credit Loans - Get approved fast for various UK loans with bad credit
Here is a deeper look into our top three platforms.
WeLoans is an online platform that connects you with lenders offering payday loans and other short-term personal loans for bad credit. Through a simple application process, you can get up to $5000 in payday loans and get your funding on the same or the next business day.
WeLoans has an extensive list of lenders to partner with, raising your chances of getting approved for a loan quickly. Unlike traditional lenders, you can submit your information on the WeLoans platform at any time, including outside normal working hours, and you can still have your application processed.
Its eligibility terms are also lenient. All you need is proof of your US citizenship, a reliable source of income and to be 18 years old and above. Meeting these basic requirements, you’ll be able to request a payday loan.
Even if you’re unemployed, you can still apply for a payday loan as long as you prove that you have a steady income source, such as pension payments or social security benefits.
- Industry-level encryption technologies to keep borrowers’ information safe
- Competitive interest rates
- Fast loan approval
- Easy application process
- No direct contact information is provided in case of any challenges
With iPaydayLoans, you can get many short-term loans from its wide range of loan offerings. It works with a wide range of lenders to get borrowers emergency funds with bad credit, including same-day payday loans, title loans, cash advances, and more.
Its payday loan offerings range from as little as $50 to as high as $5000, which you can borrow without hurting your credit score. What’s more? Its personal loan offerings go up to $35000.
This platform is lenient to people with bad credit as its lenders only conduct soft credit checks on your income to make sure you can make your repayments on time. So if you have some unexpected expenses that caught you off-guard, you can easily get your payday loans through iPaydayLoans platform, and you can also get your funding fast.
Last but not least, with the encryption protocol, the platform is secure and all the financial information you submit will be kept safe definitely.
- High rates of loan approval
- A safe and secure platform
- Flexible payment methods
- May not qualify for loans if you have an unstable income source
CocoLoan helps borrowers to get quick funding for emergencies, including payday loans. It partners with lenders whose loan offerings range from $50 to $5000 and are bad credit friendly. Usually, you’ll need to repay your payday loan in 2 to 4 weeks.
Besides payday loans, you can apply for many other quick loan for alternatives on the platform of CocoLoan, including cash advance and installment loans. The lenders of these loans are reliable and do not conduct hard credit checks on you.
The application process is also straightforward. All you need to do is to provide your information on its platform and the information form will be sent directly to its network of lenders. The lenders respond in a fast way, and you’ll know whether you’ve been approved in a matter of minutes.
With its wide panel of lenders, you may receive more than one offer and have the chance to choose the one that works best for you.
- Competitive loan rates and terms
- Receiving funding in as fast as the same day
- Always 24/7 service for you
- Possibel late payment fees
- Maybe charging prepayment fees
Frequently Asked Questions (FAQs)
1. Can I get an online payday loan with a prepaid debit card?
Since prepaid debit cards are not linked to bank checking accounts, lenders may not always load your payday loan onto your prepaid debit card. For the lenders that offer prepaid debit card for payday loans, their interest rates are usually higher, going as far as 700% APR as opposed to your usual 400% APR for most lenders.
2. Do payday loans approve everyone?
Most online payday loans have high approval rates even for borrowers with poor credit scores. However, there are no guarantees to any loan approvals. Your best bet is to have a reliable source of income. This will prove that you can make your repayments and will tip the scales in your favor.
Need Quick Cash? Apply for Your Payday Loans Today! Online payday loans are favorable overall and mostly bad-credit friendly. If you make your application through the mentioned sites above, you’ll have a high chance of getting a loan. In this way, you can comfortably take care of your financial emergency as you wait for your next paycheck. Now what are you waiting for? Just take action right now!